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Inflation Calculator

Future Value
1,79,085
Amount needed in 10 years to match today's spending power.
Buying Power Today1,00,000
Total Price Increase79,085
Purchasing Power
(Adjusted to today)
55,839
* This shows how much today's money will be worth in the future, or how much more you'll need to buy the same things.

What is Inflation?

Inflation is the rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of currency is falling. Central banks attempt to limit inflation, and avoid deflation, in order to keep the economy running smoothly.

Why Inflation Matters to You?

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Reduced Buying Power

The same amount of money buys fewer goods and services over time.

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Savings Devaluation

If your savings interest is lower than inflation, you are losing money in real terms.

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Cost of Living

Basic necessities like food, fuel, and housing become more expensive every year.

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Investment Planning

You must earn returns higher than inflation to grow your actual wealth.

Historical Inflation in India

India has historically seen an average inflation rate of around 6-7%. This means that prices of goods roughly double every 10-12 years. Planning your retirement and investments without considering inflation is one of the biggest financial mistakes.

Rule of 72 for Inflation

To find out how many years it will take for prices to double, divide 72 by the inflation rate. At 6% inflation, prices double every 12 years (72/6 = 12).